Quad Cities Insurance Advisor Kelly Stewart Offers Retirement and Social Security Income Protection Consulting
Jul 11, 2023
July 11, 2023 - /PressAdvantage/ - Quad Cities insurance advisor Kelly Stewart is simplifying long-term investment and insurance opportunities, enabling everyday Americans to confidently retire when the time is right.
At her Davenport-based family-owned and operated company KS Financial Services, Kelly aims to help Quad Cities residents yield the dividends of all the hard work that they have put in throughout their life - building a career, diligently saving money, and investing for future generations. To this end, Kelly and her team identify safe and secure investment strategies to help their clients reach their financial goals.
“Our biggest strength is the level of personalized service we offer our clients,” says Kelly. “We take the time to listen to your needs and do a deep dive into your current financials. Paired with our extensive experience in the financial services industry and knowledge of current offerings, we can recommend coverage that meets all your requirements while also being within your means. While other service providers encourage you to take on cookie-cutter investment portfolios to get their fees without putting in much effort, we pride ourselves on taking a hands-on approach to offer tailored solutions that make the most sense for you.”
KS Financial Services collaborates with more than 100 insurance companies and allows clients to pick from a long list of coverage options at different price ranges. Since the company is not beholden to a single major carrier, the team at the Davenport insurance services provider can sign its clients up for the best plans available on the market as a whole.
The full range of insured and licensed services offered by KS Financial Services includes mortgage protection, final expenses, life insurance, Medicare, retirement and social security protection, short-term health insurance, life planning, investments, annuities, getting debt-free, and long-term care. Readers in the Quad Cities area can get started with the company’s services by requesting a free no-obligation quote on its website. For more information and to keep up with updates, follow its Facebook page.
For older Americans planning their retirement, KS Financial Services offers consultation on OASDI (Old Age, Survivors, and Disability Insurance), the largest income-maintenance program in the United States which is commonly known as Social Security. While it cannot replace a comprehensive personal insurance plan, it gives working and self-employed Americans the safety net they need to live with dignity in their sunset years.
Beneficiaries have several options when it comes to leveraging their entitlements. If one chooses to begin receiving benefits before reaching retirement age, the amount they get paid each month will be lower than the full benefit that they are eligible for. On the other hand, choosing to defer the benefits to several years after reaching retirement age commensurately increases their monthly payout.
“Apart from making the wrong decision on when to receive retirement benefits,” says Kelly, “there are other pitfalls that you have to look out for. For example, after you die, your spouse will get just the bigger of the two monthly SSI payments, and the smaller payment will be forfeited. This is half of your income lost at a time when you need it the most. Enrolling in a Social Security Income Protection plan will ensure that your spouse receives both of your incomes for a set period of time after your death. For more such relevant information that goes overlooked by most, contact me and my team at our Davenport office, and let us secure you and your family’s future without missteps.”
Kelly’s dedication to helping her clients stems from her own experiences watching her parents struggle financially in their final years. On her website, she says, “In the years following the death of my mom and then my dad, I began searching for a better way to become financially independent. I have gained knowledge and insight through studying, and hard work, but also by asking hard questions. My goal is to help people plan for the worst so when they go through it, they will be better equipped for the steep cliffs and rocky paths.”
Readers can get in touch with Kelly at (563) 279-2356 or [email protected] to inquire about her firm’s services. The company also urges Quad Cities area residents to follow its Instagram page.
###
For more information about KS Financial Services, contact the company here:
KS Financial Services
Kelly Stewart
(563) 279-2356
[email protected]
4018 N. Marquette St. #1614
Davenport, IA. 52809
ReleaseID: 60061693
More News
Xi’s Visit Will Fuel More Scrutiny Over His Health
Discussion about the Chinese leader’s health is heavily censored in China even as the 73-year-old is expected to remain in power.
As Trump Welcomes Xi, More Americans Have a Positive View of China
Experts attribute the changing mood to fading memories of the coronavirus pandemic, awareness of China’s tech innovations and disaffection with President Trump’s trade wars.
The Lucas Museum’s Architect Wants to Help You Escape From Reality
Ma Yansong, China’s reigning starchitect, lets his buildings wrapped in nature do the shouting.
Indian sailor killed in attack on vessel in Hormuz, India and Oman authorities say
An attack on a cargo ship in the Strait of Hormuz on Wednesday killed an Indian sailor, Omani and Indian authorities said, with the latter condemning the ongoing attacks in the vital shipping lane. Since the start of the Middle East war, Iran has sought to impose its control over the maritime conduit for Gulf oil and gas, occasionally striking ships accused of failing to coordinate with its authorities or deviating from its preferred route. In retaliation, the US has been enforcing a...
At the U.N., Japan’s Leader Says It’s Time to End ‘Enemy State’ Label
Prime Minister Sanae Takaichi said the United Nations should scrub the World War II-era designation from its Charter. China and Russia have used the term recently to attack Japan.
India’s Election Panel Faces New Scrutiny Over Voter Roll Revisions
An explosive news report says election commission members objected to the measures that excluded millions of people from voting, which critics say favor the government.
6-Year-Old Girl in China Sets a Rubik’s Cube Record
Lian Yunzhi of China solved a Rubik’s Cube five times in an average of 4.27 seconds, setting a women’s world record.
Pacing problem: can AI fears overcome US-China race dynamics and force a slowdown?
When the presidents of the United States and China meet in Washington, the world will be watching to see whether their two countries can make good on their agreement to work towards “constructive strategic stability”. In the sixth part of a series, Chong Ming Lee and Vincent Chow examine what’s behind the call for “pacing” by American AI giants – effectively a slowdown in development – and how the phenomenon is being viewed in China. After years of rapid development, leading US AI executives are...
Japan finds child’s body on island, possibly missing boy
The body of a child was found on Wednesday on the coast of an outlying island in northeastern Japan, with police investigating whether it could be a six-year-old boy who went missing in the area earlier this month. The body, which was found around 11.20am on Tobishima, Yamagata Prefecture, was dressed in what appeared to be a navy blue and red Spider Man-themed jumpsuit, similar to the clothing the boy was wearing when he disappeared, according to prefectural police. A man in his 70s alerted...
Myanmar Has an Envoy at the United Nations. Why Is He Not Speaking?
U Kyaw Moe Tun has kept a low profile at the General Assembly for years, part of an arrangement to keep his post despite the military-backed government’s efforts to remove him.
Trump offloads tens of millions in AI, tech shares, led by Microsoft, Amazon, Meta
US President Donald Trump has sold shares worth tens of millions of US dollars in major tech companies, including Microsoft, Amazon and Meta Platforms in July, a move that may reveal some of his views on the sector, especially as competition with China intensifies. Microsoft topped the list of sales transactions, with six trades totalling up to US$31 million, according to filings disclosed by the US Office of Government Ethics on Tuesday. The data detailed Trump’s trading activity in July,...
Singapore’s entry-level job market shrinks despite salary growth, data shows
While starting salaries for fresh graduates and entry-level workers in Singapore continue to creep upwards, the number of people in entry-level roles is shrinking, according to new data, indicating an increasingly tough job market for those at the start of their careers. Data published last month by global professional services firm Aon showed a 2.5 per cent year-on-year salary increase for entry-level employees, alongside a 3.2 per cent drop in entry-level headcount. The findings come as...
YOUR NEWS, OUR NETWORK.
Do you have Great News you want to tell the world?
Be it updates about your business or your community, you can make sure that it’s heard by submitting your story to our network reaching hundreds of news sites across 6 verticals.